Insurance Broker Perth
General insurance guidance for Perth households — including those working in the resources sector.
Life Insurance Guidance in Perth
Perth is home to a diverse range of households, from those working in the resources sector to professionals, families, and retirees. Income levels, occupations and household commitments can vary widely, all of which may influence the level of personal insurance some households consider.
Personal insurance — including life cover, income protection, trauma and Total and Permanent Disability (TPD) cover — is one way some Perth households consider managing the financial impact of illness, injury or the loss of an income earner.
How we work with Perth households
Mining and FIFO experience
We have experience working with FIFO and resources sector workers, including how different insurers approach these occupations.
Higher-income discussions
For higher-income earners, we can outline how cover levels may be considered in the context of personal commitments and financial goals.
Cover that adapts as circumstances change
Resources sector incomes can fluctuate. We can review your existing cover periodically to consider whether it continues to align with your situation.
Remote and regional access
Whether you live in Perth metro, Mandurah or are based in regional Western Australia, we can work with you by phone or video.
Insurance considerations for Perth households
Workers in mining, oil, gas and related industries can sometimes face occupation loadings that affect premiums. Different insurers have different appetites for these occupations, which is why comparing options can be useful.
Perth is geographically isolated relative to the eastern states, which can mean that some specialist medical care involves interstate travel. This is one of several factors some households consider when reviewing personal insurance.
Mortgage balances and household debt levels vary across Perth. Default cover inside superannuation is generally set at a standard level and may not reflect individual circumstances.
Insurance Cover We Help With
We help Perth families find the right combination of cover for their situation.
Life Insurance
A lump sum to protect your family if you pass away or are diagnosed with a terminal illness.
Learn moreIncome Protection
Replaces up to 70% of your income if illness or injury stops you from working.
Learn moreTotal Permanent Disability (TPD)
A lump sum if you become totally and permanently disabled and can never work again.
Learn moreTrauma Insurance
A lump sum on diagnosis of a critical illness like cancer, heart attack, or stroke.
Learn moreCommon Questions About Insurance in Perth
Talk to a Perth Insurance Broker
If you would like to understand the personal insurance options available to you in Perth, you are welcome to book a free, no-obligation conversation.
* Statistics and figures referenced on this page are sourced from Rice Warner Underinsurance Reports, ABS Lending Indicators, ASFA, and industry publications. Figures are approximate and individual circumstances vary.